H1N1 Worries Confirm Importance of Securing Illinois Health Insurance
As the flu season takes its toll, caution is advised for Americans to obtain a vaccination. It also serves as a reminder of the importance of having Illinois health insurance. While some people are waiting for the Obama Health Plan to take effect, the uncertainties of being uninsured are not only potentially fatal, but a financial disaster waiting to happen. Recent data, released by the Illinois Health Department (CDC) shows that 20 people have perished and 476 hospitalized due to the H1N1 virus in Illinois. [Source: Illinois Department of Health http://www.idph.state.il.us/h1n1_flu/sf_statistics.htm]
As the flu season takes its toll, caution is advised for Americans to obtain a vaccination. It also serves as a reminder of the importance of having Illinois health insurance. While some people are waiting for the Obama Health Plan to take effect, the uncertainties of being uninsured are not only potentially fatal, but a financial disaster waiting to happen. Recent data, released by the Illinois Health Department (CDC) shows that 20 people have perished and 476 hospitalized due to the H1N1 virus in Illinois. [Source: Illinois Department of Health http://www.idph.state.il.us/h1n1_flu/sf_statistics.htm]
Insurance companies are working in accordance with the Centers for Disease control, the American Medical Association IAMA) medical facilities, as well as other locations throughout Illinois. Unfortunately, these benefits are not applicable to the uninsured. Approximately, 250,000 children are uninsured in the state of Illinois. [Source: http://www.allkidscovered.com/]. Following the sudden death of a 14-year old high school student of Naperville, families without medical coverage have several affordable health insurance options.
Forgoing Illinois health insurance proved to be a sickeningly expensive misstep for the Kronish family. When the head of the household loss his job, extending cobra benefits for a family of six seemed unreasonable. Besides, their four children aged 14, 13, 11 and eight were always healthy.
The Kronishs' 11-year old son had an H1N1 scare that required urgent medical attention. Emergency room doctors ran tests, which lead to an overnight observation. Nerved by the sequence of events, the rest of the Kronish household was vaccinated. In the interim, forgoing Illinois health insurance cost the Kronish family the same amount it would cost to insure the whole family for a year $3875. The Kronish family remains uninsured and saddled with a new hospital bill. With any luck, they won't endure another medical emergency, imposing additional financial duress.
Between the ER visit, five H1N1 vaccinations of $375, medical bills were a total of $3875, the same price it would have cost the family to maintain their cobra health benefits. Meanwhile, the Kronishs' remain uninsured with a new hospital bill. Hopefully, they will not be struck by another medical emergency that will set them back even further, financially. In the interim, all Illinois health insurance plans are offering free vaccinations at the doctor's office, health facility and designated companies (CVS, Osco-Drugs and Walgreens).
Sick days, doctor's visits, and medications reflect just a few of the cost differentials between having Illinois health insurance and being uninsured. Most physicians and clinics charge $65 to $150 for a single medical visit. These fees do not include any vaccinations, antibiotics or other medical services. H1N1 is the perfect example of a simple emergency room and overnight observation can mount into a single expensive incident that otherwise an Illinois health insurance would cover.
As the flu season takes its toll, caution is advised for Americans to obtain a vaccination. It also serves as a reminder of the importance of having Illinois health insurance. While some people are waiting for the Obama Health Plan to take effect, the uncertainties of being uninsured are not only potentially fatal, but a financial disaster waiting to happen. Recent data, released by the Illinois Health Department (CDC) shows that 20 people have perished and 476 hospitalized due to the H1N1 virus in Illinois. [Source: Illinois Department of Health http://www.idph.state.il.us/h1n1_flu/sf_statistics.htm]
Insurance companies are working in accordance with the Centers for Disease control, the American Medical Association IAMA) medical facilities, as well as other locations throughout Illinois. Unfortunately, these benefits are not applicable to the uninsured. Approximately, 250,000 children are uninsured in the state of Illinois. [Source: http://www.allkidscovered.com/]. Following the sudden death of a 14-year old high school student of Naperville, families without medical coverage have several affordable health insurance options.
Forgoing Illinois health insurance proved to be a sickeningly expensive misstep for the Kronish family. When the head of the household loss his job, extending cobra benefits for a family of six seemed unreasonable. Besides, their four children aged 14, 13, 11 and eight were always healthy.
The Kronishs' 11-year old son had an H1N1 scare that required urgent medical attention. Emergency room doctors ran tests, which lead to an overnight observation. Nerved by the sequence of events, the rest of the Kronish household was vaccinated. In the interim, forgoing Illinois health insurance cost the Kronish family the same amount it would cost to insure the whole family for a year $3875. The Kronish family remains uninsured and saddled with a new hospital bill. With any luck, they won't endure another medical emergency, imposing additional financial duress.
Between the ER visit, five H1N1 vaccinations of $375, medical bills were a total of $3875, the same price it would have cost the family to maintain their cobra health benefits. Meanwhile, the Kronishs' remain uninsured with a new hospital bill. Hopefully, they will not be struck by another medical emergency that will set them back even further, financially. In the interim, all Illinois health insurance plans are offering free vaccinations at the doctor's office, health facility and designated companies (CVS, Osco-Drugs and Walgreens).
Sick days, doctor's visits, and medications reflect just a few of the cost differentials between having Illinois health insurance and being uninsured. Most physicians and clinics charge $65 to $150 for a single medical visit. These fees do not include any vaccinations, antibiotics or other medical services. H1N1 is the perfect example of a simple emergency room and overnight observation can mount into a single expensive incident that otherwise an Illinois health insurance would cover.
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